If you’re like many people, your job involves some level of doing the same thing repeatedly — like typing on a keyboard, lifting something from one place to another, or even driving. Repetitive motions involving your hands and arms can often lead to numbness and tingling. In many cases, this is due to a condition […]
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Workers’ Compensation for Eye Injuries or Vision Loss
For many people, one of the most gruesome types of injuries that they can imagine involves an injury to the eye. This sensitive area of our body isn’t usually touched (and if it is, only gently)— so the thought of an injury to the eye is cringe-inducing. Yet every single day in the United States, […]
Continue ReadingWhat Happens If You Crash the Company Car?
In 2017 alone, there were 6,452,000 car accidents in the United States that were reported to the police. 2,746,000 people were injured in these crashes — and another 37,133 people were killed. These accidents were caused by a variety of factors, from speeding to distracted driving to driving under the influence of alcohol and/or drugs. […]
Continue ReadingShoulder Injuries at Work
If you’re like most people, you don’t devote much time to thinking about your shoulders. But after you’ve hurt your shoulder, you quickly come to realize just how much you use your shoulders. When every motion — from standing up to laying down — is painful, you understand just how important shoulders truly are. There […]
Continue ReadingUnderstanding New Jersey Workers’ Compensation Laws
Each year, millions of Americans are hurt at work. According to the U.S. Bureau of Labor Statistics (BLS), in 2018 alone, employers reported 2.8 million nonfatal workplace injuries. In that same year, 5,250 people died as a result of injuries and accidents at work. Employees who are injured or become ill at work — and […]
Continue ReadingCan You Receive Workers’ Comp for Anxiety or Stress?
When most people consider workers’ compensation, they typically think about a person who suffers some type of physical injury at work — such as falling from a high place, being crushed by equipment, or even losing a finger in a machinery accident. Yet workers’ compensation covers more than just injuries due to accidents. It also […]
Continue ReadingCan You Get Long-Term Disability Benefits If Your Employer Fired You and Ended Your Policy?
A disability insurance policy can be an incredibly valuable part of your overall financial strategy. These types of policies cover both short and long-term disabilities that may limit your ability to work. With 61 million adults living with a disability in the United States, this type of coverage can be crucial in providing financial stability […]
Continue ReadingHow Sleep Apnea Affects Your VA Rating
For individuals with sleep apnea, every day can be a struggle. A lack of sleep can make it difficult to focus or to complete basic tasks. If you have sleep apnea that is either the result of your military service or was caused by a different service-connected disability, you may be eligible for disability benefits […]
Continue ReadingMetLife Disability Claim Denials
Disability insurance is a smart option for anyone looking to hedge against uncertainty. Available for both short-term and long-term disabilities, this type of policy will provide benefits in the event that you are unable to work due to a physical or mental health condition. Unfortunately, claims for disability benefits are often denied — including by […]
Continue ReadingWhat Is a Functional Capacity Evaluation? Everything You Need to Know
If you are injured or become ill as a result of your work, you may be entitled to workers’ compensation benefits. These benefits are available to employees who suffered a job-related injury or illness. In both Pennsylvania and New Jersey, employers are required to provide workers’ compensation insurance for their employees. Workers’ comp is a […]
Continue ReadingHow Long Do Short-Term Disability Benefits Last?
Many of us start our working lives believing that we are invincible. Blessed to be relatively healthy, we may not consider the need for any type of protection from injury or illness. This type of positivity typically only lasts until something bad occurs either to us or to a loved one. More than 25% of […]
Continue ReadingCan You Work in a Different Occupation While Collecting Disability Income Benefits?
If you are unable to work due to a medical or mental health condition, you may be entitled to benefits under a long-term disability insurance policy. But what if you want to do some kind of work while you are on disability? Would do so lead to your benefits being terminated? There is a possibility […]
Continue ReadingCan Long-Term Disability Claims Be Denied for Pre-Existing Conditions
When you get coverage for long-term disabilities for pre-existing conditions from an insurance company, you probably assume that you will be awarded benefits if you are unable to work due to a disability. After all, that is the whole point of this type of policy — to provide compensation to individuals who cannot work because […]
Continue ReadingCan a Severance Agreement Eliminate the Right to Claim Disability Insurance Benefits?
When an employee leaves their job, either voluntarily or involuntarily, their employer may offer what is known as a severance package. These deals are often attractive, offering pay and/or benefits for a period of time after an employee leaves the company. Unfortunately, the agreements that underlie these packages are typically very unfavorable to employees. A […]
Continue ReadingExpectations on time-line in long-term disability claims
The Employee Retirement Income Security Act (ERISA) is a federal law that controls employee benefits, including group long-term disability policies. ERISA provides that you have 180 days from the date you receive an adverse decision (a denial or termination) to file an appeal. Hiring an attorney When you hire an attorney to handle your appeal, […]
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