Long-term disability (LTD) insurance can be incredibly important — perhaps even more critical than life insurance. LTD benefits offer monthly payments in the event that you are unable to work due to a disability. These payments can provide a financial lifeline in a time of difficulty. Too often, however, insurance companies that offer these policies […]
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Will I Be Followed By a Workers’ Comp Investigator?
Once you have filed a claim for workers’ compensation in New Jersey, there is a possibility that the insurance company handling the claim on behalf of your employer will hire a private investigator. As the insurance company gathers evidence through official channels, such as requesting reports from your doctor, the investigator may perform surveillance on […]
Continue ReadingHow Does the VA Rate PTSD?
In recent years, the impact of trauma on our lives has become a hot topic. More than ever before, experts and laypeople alike have recognized how conditions such as post-traumatic stress disorder (PTSD) can affect a person. This is particularly true for anyone who has served in the military. PTSD is incredibly common in veterans. […]
Continue ReadingLong-Term Disability for Emphysema
An estimated 3.1 million Americans suffer from emphysema, a lung condition that can make it difficult to breathe. Because there is no cure for this condition, those who suffer from it are often left to simply treat the symptoms — and to hope that the progression of the disease can be slowed. Although many people […]
Continue ReadingLiberty Mutual Long-Term Disability Insurance Claims
The American Association for Justice (formerly the Association of Trial Lawyer of America) has named Liberty Mutual as the tenth worst insurance company in the United States. The report alleged that Liberty Mutual has adopted a policy of denying, delaying and defending claims rather than simply paying policyholders what they are owed. In addition, Liberty […]
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