In recent years, the impact of trauma on our lives has become a hot topic. More than ever before, experts and laypeople alike have recognized how conditions such as post-traumatic stress disorder (PTSD) can affect a person. This is particularly true for anyone who has served in the military. PTSD is incredibly common in veterans. […]
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Long-Term Disability for Emphysema
An estimated 3.1 million Americans suffer from emphysema, a lung condition that can make it difficult to breathe. Because there is no cure for this condition, those who suffer from it are often left to simply treat the symptoms — and to hope that the progression of the disease can be slowed. Although many people […]
Continue ReadingLiberty Mutual Long-Term Disability Insurance Claims
The American Association for Justice (formerly the Association of Trial Lawyer of America) has named Liberty Mutual as the tenth worst insurance company in the United States. The report alleged that Liberty Mutual has adopted a policy of denying, delaying and defending claims rather than simply paying policyholders what they are owed. In addition, Liberty […]
Continue ReadingLong-Term Disability for Coronary Artery Disease
Coronary artery disease is the most common form of heart disease in the United States. It is also a deadly disease, responsible for the loss of 370,000 Americans each year. Yet despite how widespread coronary artery disease is, many of us are unfamiliar with how disabling this condition can be. Even before coronary artery disease […]
Continue Reading24 Month Termination of Long-Term Disability Benefits
A long-term disability (LTD) insurance policy can be a crucial way to protect yourself financially in the event that you are unable to work due to a disability. These types of policies provide a monthly benefit — typically between 50 to 60% of your salary — while you cannot work because of a physical or […]
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