Many of us view our insurance policies as something that is always there to protect us, and our insurers as an extension of that protection. Yet in reality, insurance companies are a business. Their job is to make a profit — not to give away money. Insurance companies that offer long-term disability insurance are no […]
Continue ReadingHow to File Taxes When Receiving Social Security Disability Payments
It may be a cliché, but there is some truth in it: the only things that are certain in life are death and taxes. But what happens when you are approved for Social Security disability benefits? Are you required to file taxes? Do I Have to File Taxes for My Disability Benefits? The Internal Revenue […]
Continue ReadingERISA Subrogation and Reimbursement
Being approved for disability benefits can be a challenging process, whether you are seeking long-term disability (LTD) benefits through work or Social Security disability benefits. For many people, seeking LTD benefits first makes sense, particularly because qualifying for Social Security can be a lengthy process. One of the concerns that may arise with seeking both […]
Continue ReadingHow Long Does a Social Security Continuing Disability Review Take?
If you receive Social Security Disability (SSD) or Supplemental Security Income (SSI) benefits through the Social Security Administration (SSA), you are already familiar with how complex the process can be. Applying for, and being awarded benefits can take a substantial amount of time, and generally requires significant documentation of your disability and functional limitations causing […]
Continue ReadingAetna Disability Claim Denials
Buying long-term disability insurance is a way of hedging your bets — of making payments every month to ensure that even if you get sick, have an accident or otherwise become disabled, you’ll be covered. Yet far too often, major insurance companies like Aetna deny legitimate claims for benefits all so they can turn a […]
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