Pregnancy is an exciting time for anyone expecting a little one. It can also be scary and overwhelming, particularly for individuals with health issues. Pregnancy can put a lot of strain on a person’s body, leading to serious complications. Given the potential for complications both before and after pregnancy, it is not surprising that many […]
Continue ReadingLong-term disability
Unum Disability Claim Denials
Disability insurance can be incredibly important. This type of policy, offered in both short-term and long-term versions, provides benefits in the event that you are unable to work due to an illness or injury. Having disability insurance can remove the burden of financial stress at a time when you should be focusing on your health. […]
Continue ReadingLong-Term Disability Benefits for Migraines
Long-term disability insurance is a specific type of insurance policy designed to cover individuals who cannot work due to a disability. It provides income (typically 50 to 60% of a person’s salary) during a period of time when an employee is sick or injured. This type of benefit is designed to be used for an […]
Continue ReadingHow Long Do Long-Term Disability Benefits Last?
While many of us would like to believe that we are infallible, the reality is that we are all human. No matter how healthy you may be, there is no guarantee that you will remain that way. In fact, approximately 25% of 20 year olds can expect to be out of work for at least […]
Continue ReadingDo Long-Term Disability Benefits Have to Be Paid Back If I Start Receiving Social Security?
If you become disabled due to an illness or injury, you may look to two different forms of benefits to support you financially while you are unable to work: long-term disability (LTD) insurance and Social Security disability insurance (SSDI). Each type of benefit has an important role to play for people with disabilities. Together, they […]
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