If you take leave from your job due to a disability, the last thing that you want to worry about is whether your job will be waiting for you when you return. Yet far too often, individuals who are out on disability leave find themselves in a precarious position when it comes to their employment. […]
Continue ReadingLong-term disability
New Jersey, Pennsylvania, & National Disability Statistics
Health is something that many of us take for granted. Yet for individuals with disabilities, having a medical or mental health problem can affect daily life in dramatic ways. As our health status can change in an instant, understanding more about disability is vital to our overall safety and well-being. Disability Across the United States […]
Continue ReadingInsurance Companies Using Surveillance to Deny Disability Claims: Is It Legal?
Many of us view our insurance policies as something that is always there to protect us, and our insurers as an extension of that protection. Yet in reality, insurance companies are a business. Their job is to make a profit — not to give away money. Insurance companies that offer long-term disability insurance are no […]
Continue ReadingERISA Subrogation and Reimbursement
Being approved for disability benefits can be a challenging process, whether you are seeking long-term disability (LTD) benefits through work or Social Security disability benefits. For many people, seeking LTD benefits first makes sense, particularly because qualifying for Social Security can be a lengthy process. One of the concerns that may arise with seeking both […]
Continue ReadingAetna Disability Claim Denials
Buying long-term disability insurance is a way of hedging your bets — of making payments every month to ensure that even if you get sick, have an accident or otherwise become disabled, you’ll be covered. Yet far too often, major insurance companies like Aetna deny legitimate claims for benefits all so they can turn a […]
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