The federal government, through the Social Security Administration (SSA), administers two disability programs: Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI). Depending on your situation, you may qualify for one or both programs. Getting approved for SSDI and/or SSI benefits can be a lengthy process, particularly if you have to appeal a denial […]
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Empower yourself with what to Expect from a Law Firm Disability Consultation
When you call a law firm for a disability consultation, be prepared to chat about your health, work history, and conditions. Be prepared to ask them a few important questions too!
Continue ReadingShould I thank a Veteran on Memorial Day?
Memorial Day and Veterans’ Day are both important holidays. But, Should I thank a Veteran on Memorial Day? The answer may not be what you think!
Continue ReadingSSD and SSDI Asset & Income Limits in 2023
If you are unable to work due to a medical or mental health condition, then you may be entitled to monthly benefits from the Social Security Administration (SSA). The SSA offers two primary types of disability: Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI). Depending on your circumstances, you may qualify for one […]
Continue ReadingHow Long Do Veterans Disability Benefits Last?
The people who serve in our Armed Forces are some of the bravest members of our society. Yet too often, their military service either causes a disability or makes an existing disability worse. In this situation, the injured service member may seek disability benefits through the Department of Veterans Affairs (VA). To qualify for VA […]
Continue ReadingLincoln Financial Disability Claim Denied
26% of all Americans have some type of disability. In some cases, these disabilities are severe enough that a person is unable to work. Short and long-term disability insurance and Social Security disability benefits can provide financial stability in the event you cannot work because of an injury or illness. Being approved for long-term disability […]
Continue ReadingMassMutual Disability Claim Denied
Most of us don’t plan to get injured or develop a chronic illness. Unfortunately, disability can and does happen to anyone. According to one study, 1 in 4 of today’s 20-year-olds can expect to be out of work for at least a year due to a disabling condition. If you have a long-term disability (LTD) […]
Continue ReadingNorthwestern Mutual Claim Denied
Northwestern Mutual is a massive insurance company that offers a variety of insurance policies, including life insurance, long-term disability, and short-term disability insurance. As a mutual company, it is owned by policyholders rather than shareholders. That doesn’t mean it isn’t profit-driven, however; in 2021 alone, its revenue was $34 billion. If you have a disability […]
Continue ReadingSocial Security Disability Reviews After Age 50, 55, and 60
The process of applying for Social Security disability benefits through the Social Security Administration (SSA) can be a long, complicated process. Even people with severe impairments may struggle to qualify for benefits, given the requirements set forth by the SSA. Under the regulations, an applicant must not only prove that they are disabled or have […]
Continue ReadingWhat To Know About the NFL Players’ Disability Lawsuits
We learned this week that a group of former NFL players has sued the league based on an alleged pattern of denying disability benefits for both physical and psychiatric limitations. Living in the world of disability law, this doesn’t sound surprising, since it’s what I handle every day against the government and private and employer-sponsored […]
Continue ReadingDisability Without Work History
If you are unable to work due to a disability, then you may be eligible for disability benefits from the Social Security Administration (SSA). Depending on your situation, you may qualify for Social Security Disability Insurance (SSDI) and/or Supplemental Security Income (SSI). Generally, to be approved for SSDI, you will need to demonstrate that you […]
Continue ReadingCan You Collect Social Security and Long-Term Disability?
If you are unable to work due to an impairment, you may have several options for receiving monthly disability benefits. Disability programs offered by the federal government and private insurers offer an important safety net for anyone who suffers a medical condition or mental health impairment that affects their ability to work. There are specific […]
Continue ReadingWhat is Substantial Gainful Activity?
When you apply for Social Security Administration (SSA) disability benefits, your eligibility depends on whether you meet the following criteria: You have a physical or mental impairment that is expected to last at least 12 months. Your medical condition prevents you from carrying out ‘substantial gainful activity’ (SGA) during that time. As disability lawyers, we […]
Continue ReadingCan You Get SSI and SSDI Disability Benefits?
If you have a medical condition that prevents you from working, you will probably apply for one of two federal programs: Social Security Disability Insurance (SSDI) or Supplemental Security Income (SSI). Their respective eligibility requirements are different, but they share an important purpose: helping disabled individuals access the financial resources and medical care they need. […]
Continue ReadingHow Much Does Long-Term Disability Pay?
The purpose of long-term disability insurance is to provide financial assistance to plan members who can’t work due to a medical condition. If you are covered by an employer-sponsored plan, the monthly long-term disability (LTD) benefits payable are based on a percentage of your pre-disability wages or salary and may be paid until you reach […]
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