Long-term disability (LTD) insurance coverage is typically offered by your employer as part of a compensation package, although you can also purchase a plan directly from an insurance broker. LTD insurance protects you in the event of total or partial disability based on a qualifying condition through your policy. In short, if you are unable […]
Continue ReadingWhat Is the Difference Between Social Security Disability and Supplemental Security Income?
When dealing with the federal government, it isn’t uncommon to hear a lot of acronyms. It can easily become confusing, especially when you are new to the system: SSA, SSI, ALJ, CDR, SSDI. What do they all mean? Making sense of this alphabet soup is a necessary first step in deciding to file for benefits. […]
Continue ReadingWhat Is the Difference Between Long-Term Disability and Social Security Disability Insurance (SSDI)?
Finding yourself partially or totally disabled has devastating effects on your body and mind. Fortunately, there are resources and benefits for people who are unable to work due to an injury or medical condition. The most commonly used benefits are long-term disability insurance and Social Security disability insurance (SSDI). Both programs have their benefits and […]
Continue ReadingSocial Security Disability Hearings and Appeals Offices in NJ And PA
The Office of Hearings Operations (OHO) oversees hearings and making decisions on social security disability claims. There are currently three offices that serve residents of New Jersey and eight offices that serve residents of Pennsylvania. Each office holds hearings in front of administrative law judges (ALJs) that conduct hearings and impart decisions on social security […]
Continue ReadingCan I Receive Disability Benefits for Bipolar Disorder?
Slowly but surely, the stigma around mental illness is being erased. People are more willing to talk about their mental health, which has made it easier — and more acceptable — for individuals to seek treatment for mental illness. Despite the many advances in medication and therapy, in some cases, mental health conditions are still […]
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