Disability insurance is a smart option for anyone looking to hedge against uncertainty. Available for both short-term and long-term disabilities, this type of policy will provide benefits in the event that you are unable to work due to a physical or mental health condition. Unfortunately, claims for disability benefits are often denied — including by […]
Continue ReadingLong-Term Disability for Asthma
Across the United States, more than 25 million Americans have asthma. The number of people affected by this incredibly common disease has been steadily increasing since the early 1980s. Today, 1 in 13 Americans have been diagnosed with asthma. While many people are familiar with asthma — and likely know someone who has it — […]
Continue ReadingHow Does VA Disability Back Pay Work?
If you served in the military and suffered a disability as a result of your service, you may be entitled to benefits. The Department of Veterans Affairs (VA) provides disability benefits veterans who have a current illness or injury that either began or was made worse during their service. A veteran must have been discharged […]
Continue ReadingWhat Medical Conditions Qualify for Long-Term Disability?
Long-term disability (LTD) insurance coverage is typically offered by your employer as part of a compensation package, although you can also purchase a plan directly from an insurance broker. LTD insurance protects you in the event of total or partial disability based on a qualifying condition through your policy. In short, if you are unable […]
Continue ReadingWhat is the Difference Between Social Security Disability Income and Supplemental Security Income?
SSDI vs. SSI – When dealing with the federal government, it isn’t uncommon to hear a lot of acronyms. It can easily become confusing, especially when you are new to the system: SSA, SSI, ALJ, CDR, SSDI. What do they all mean and what is the difference between SSDI vs. SSI? Making sense of this […]
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