At some point in time, most of us have suffered from diarrhea, bloating, or an upset stomach. But for sufferers of inflammatory bowel disease, these symptoms are nearly constant — often making it difficult to live a normal life, let alone work. According to the Centers for Disease Control and Prevention (CDC), inflammatory bowel disease […]
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Long-Term Disability for Asthma
Across the United States, more than 25 million Americans have asthma. The number of people affected by this incredibly common disease has been steadily increasing since the early 1980s. Today, 1 in 13 Americans have been diagnosed with asthma. While many people are familiar with asthma — and likely know someone who has it — […]
Continue ReadingWill Social Security Disability or SSI Provide Temporary Benefits?
The Social Security Administration (SSA) has two disability programs that offers benefits to individuals with disabilities: Social Security Disability Insurance (SSDI) and Supplement Security Income (SSI). SSDI pays benefits to individuals with disabilities and certain members of their families if they have worked long enough and paid Social Security taxes. SSI pays benefits to those […]
Continue ReadingWhat Role Does a Vocational Expert Play in Disability Benefits?
If you are in the process of applying for disability benefits, you may be a bit confused by the entire system. Like most federal government agencies, the Social Security Administration (SSA) has an overwhelming number of rules, regulations — and acronyms. Understanding more about the system can help you as you go from initial application […]
Continue ReadingERISA Claims Procedures
If your employer offers long-term disability benefits, it will typically be covered by a federal law known as ERISA (Employee Retirement Income Security Act). ERISA sets minimum standards for benefit plans in the private sector, offering a number of protections for individuals enrolled in these plans. In addition to grievance procedures and appeals processes, ERISA […]
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