When you call a law firm for a disability consultation, be prepared to chat about your health, work history, and conditions. Be prepared to ask them a few important questions too!
Continue ReadingDisability
Lincoln Financial Disability Claim Denied
26% of all Americans have some type of disability. In some cases, these disabilities are severe enough that a person is unable to work. Short and long-term disability insurance and Social Security disability benefits can provide financial stability in the event you cannot work because of an injury or illness. Being approved for long-term disability […]
Continue ReadingMassMutual Disability Claim Denied
Most of us don’t plan to get injured or develop a chronic illness. Unfortunately, disability can and does happen to anyone. According to one study, 1 in 4 of today’s 20-year-olds can expect to be out of work for at least a year due to a disabling condition. If you have a long-term disability (LTD) […]
Continue ReadingNorthwestern Mutual Claim Denied
Northwestern Mutual is a massive insurance company that offers a variety of insurance policies, including life insurance, long-term disability, and short-term disability insurance. As a mutual company, it is owned by policyholders rather than shareholders. That doesn’t mean it isn’t profit-driven, however; in 2021 alone, its revenue was $34 billion. If you have a disability […]
Continue ReadingDisability Without Work History
If you are unable to work due to a disability, then you may be eligible for disability benefits from the Social Security Administration (SSA). Depending on your situation, you may qualify for Social Security Disability Insurance (SSDI) and/or Supplemental Security Income (SSI). Generally, to be approved for SSDI, you will need to demonstrate that you […]
Continue ReadingWhat is Substantial Gainful Activity?
When you apply for Social Security Administration (SSA) disability benefits, your eligibility depends on whether you meet the following criteria: You have a physical or mental impairment that is expected to last at least 12 months. Your medical condition prevents you from carrying out ‘substantial gainful activity’ (SGA) during that time. As disability lawyers, we […]
Continue ReadingHow Much Does Long-Term Disability Pay?
The purpose of long-term disability insurance is to provide financial assistance to plan members who can’t work due to a medical condition. If you are covered by an employer-sponsored plan, the monthly long-term disability (LTD) benefits payable are based on a percentage of your pre-disability wages or salary and may be paid until you reach […]
Continue ReadingGoing From Short Term Disability to Long Term Disability
Disability insurance is meant to protect employees who suffer an unexpected illness or accidental injury. These policies pay benefits when a physical or mental impairment prevents them from working for an extended period, with benefits being available on a short- or long-term basis. Short-term disability insurance (STD) typically covers conditions such as recovery from pregnancy, […]
Continue ReadingDisability Reconsideration Denied – Next Steps
If you are unable to work due to a disability, then you may be eligible for Social Security disability benefits. The Social Security Administration (SSA) offers two kinds of disability benefits: Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI). Depending on your situation, you may qualify for one or both types of benefits. […]
Continue ReadingIs Cancer Considered a Disability?
Americans who can’t work because of a medical condition may be eligible for disability benefits from the Social Security Administration (SSA). To qualify for these benefits, however, you must meet the standards set forth for Social Security Disability Insurance (SSDI) and/or Supplemental Security Income (SSI). This includes proving that your medical or mental health condition […]
Continue ReadingHow Long Does It Take to Get Disability?
If you are unable to work due to a disability, you may be eligible for disability benefits through the Social Security Administration (SSA). Depending on your situation, you may be entitled to Social Security Disability Insurance (SSDI) and/or Supplemental Security Income (SSI). These disability benefits can be an important source of financial stability. In most […]
Continue ReadingVA Impairment Rating Chart
The men and women of the armed forces give up a lot to serve our country. Too often, their sacrifice often leads to disabilities related to their military service. In this situation, disabled veterans may be entitled to compensation from the Department of Veterans Affairs (VA). The VA calculates the amount of disability benefits that […]
Continue ReadingObtaining a Medical Nexus Letter
If you seek veterans’ benefits or had your initial claim denied, you may need to support your claim for disability compensation with a medical nexus letter to prove a connection between your condition and your military service. During the appeals process, the Department of Veterans Affairs can require additional proof that the medical issues or […]
Continue ReadingTotal Disability Based on Individual Unemployability (TDIU)
In the United States, the brave men and women who serve our country often deal with disabilities related to their service. The Department of Veterans Affairs (VA) offers disability benefits in the form of monthly tax-free compensation for veterans who have been diagnosed with a physical or mental health condition that is linked to their […]
Continue ReadingAnnouncing the 2021 Bross & Frankel Disability Scholarship Award Winner
2021’s Disability Scholarship Award Winner Achieved Academic Excellence While Living With Stage 3 Chronic Kidney Disease. CHERRY HILL, New Jersey, September 15, 2021 — Bross & Frankel, a New Jersey-based disability benefits law firm, has selected the winner of its 2021 Disability Scholarship Award. This $1,000 scholarship is intended to support the academic goals of […]
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