Throughout Philadelphia, people with disabilities struggle to get the help that they need. At Bross & Frankel, we believe that should change. We have devoted our practice to working with individuals with disabilities, advocating for them so that they can get benefits or other necessary compensation.
From our office on JFK Boulevard in Philadelphia, we represent veterans who are seeking disability benefits that they have earned through their service. We also work with individuals with disabilities seeking Social Security benefits, both at the initial application stage and through the appeals process. At Bross & Frankel, we also aren’t afraid to take on massive insurance companies when they wrongfully deny or delay our clients’ long-term disability claims.
Our firm is proud to assist hardworking Philadelphians with their workers’ compensation claims, making sure that they get the benefits that they deserve after a workplace injury or illness. For anyone who has experienced an employment law issue, such as harassment or discrimination, we stand tall — fighting for justice.
What We Do
Social Security Disability / SSI Claims
The federal government, through the Social Security Administration (SSA), offers two benefit programs for people with disabilities: Social Security Disability Insurance (SSDI) and Social Security Income (SSI). Depending on your specific situation, you may qualify for one or both types of Social Security benefits.
There are specific criteria that an individual must meet in order to qualify for each type of benefit. You must prove that you meet the Social Security definition of disabled. This typically means showing that your disability is so severe that you are unable to work for a period of 12 months or longer, or that your condition is expected to be terminal.
The SSA uses a process known as the five-step sequential evaluation to determine if you qualify for Social Security disability benefits. Generally, you must not be able to work (or earn over a certain amount through substantial gainful activity, or SGA). You must also either meet or exceed the disability rating for your medical conditions in the Social Security listing of impairments, which is also known as the Blue Book.
Even if you don’t meet a Blue Book listing, however, you may still qualify for Social Security disability benefits if you cannot perform your current work or other sedentary work. Your Social Security disability lawyer can help you put together the necessary medical evidence to support your claim for benefits.
The Social Security application process can be difficult, particularly for anyone struggling with a disability and potentially unable to work due to their physical or mental health condition. Our firm can help you with the initial application, as well as with any appeals in the event of a denial of your Social Security disability claim.
Veterans Disability Compensation & Pension
The Veterans Administration (VA) offers certain benefits to men and women who have served our country, including disability benefits for veterans. To qualify for VA disability benefits, you will need to show that you have one or more mental health or medical conditions that developed before, during, or after your service. If you can demonstrate that you have a service-connected disability, then you may be eligible for monthly tax-free benefits. The amount of benefits that you will receive is based on factors such as your disability rating and the number of dependents that you have.
As with many programs administered by the federal government, the process of applying for VA benefits can be confusing. Although veterans cannot be represented by counsel for their initial benefits application, our Philadelphia disability benefits attorneys are happy to advise all veterans about what benefits they may be eligible for under the law — free of charge. We can also represent you on any issues that may arise after you apply, including denial of your initial claim or challenging a disability rating.
Philadelphia Long Term Disability Claims / ERISA Benefits
According to the Centers for Disease Control and Prevention (CDC), approximately 61 million American adults live with a disability. Even if you are not currently disabled, there is no guarantee that you won’t suffer an accident or develop a physical or mental impairment that leaves you unable to work – and in need of financial assistance.
For this reason, purchasing a long-term disability (LTD) insurance policy can be a smart financial plan. An LTD policy will typically pay between 50 and 60% of your salary each month if you are unable to work due to a disability. Too often, however, insurance companies will try to avoid paying on these policies, by denying or delaying claims or terminating benefits early.
For policies covered under the Employee Retirement Income Security Act of 1974 (ERISA), a federal lawsuit may be necessary to enforce your rights. Other plans are governed by state law, so any challenges regarding coverage or denial of benefits must be brought in state court.
Our legal team can examine your policy, help you gather the necessary medical documentation to support your disability claim, and help as you apply for benefits. We will also monitor your claim to ensure that you are being treated fairly in accordance with the law. If a problem arises, such as an unreasonable delay or denial of your claim, we can appeal it in accordance with the policy — or file a lawsuit as needed.
When Do You Need a Philadelphia Disability Lawyer?
When you apply for disability benefits – whether through the VA, the SSA, or your insurance company – you are not required to have legal representation. In fact, you cannot be represented by an attorney for your initial application for veterans’ benefits. But in many cases, it is a good idea to consult with a Philly disability lawyer before filing any application for disability benefits.
The disability claims process can be challenging and is often filled with pitfalls for the unwary. For example, many applicants for Social Security disability benefits don’t realize that it isn’t enough to prove that you have a disability – you also have to show that your disability makes you unable to work. A skilled Philadelphia disability attorney can help you gather the kind of evidence that you need to get a favorable resolution to your claim.
Many disability claims are denied at the initial level because of paperwork errors, missing documentation, or a failure to present evidence that meets the standards set forth by the agency or insurer charged with determining whether you receive benefits. Working with a lawyer can improve the likelihood that your application will be approved with a minimal delay so that you can get the benefits that you need to support yourself even when you are unable to work.
How Our Philadelphia Disability Attorneys Can Help
Whether you are applying for VA benefits, SSDI/SSI benefits, long-term disability insurance coverage, or even workers’ compensation, having a lawyer can increase the likelihood of having your application approved. It can also decrease the odds of having to appeal a denial, which saves you time and money in the long run.
A Philadelphia disability attorney will start by listening to your story during a free claim review. They’ll develop a strategy based on your unique issues and their knowledge of disability law. For example, if you have a primary diagnosis but a number of related conditions, they will decide how to best put together evidence to show eligibility for disability benefits.
A lawyer can also assist you in compiling the necessary documentation to prove that you are disabled and that you qualify for benefits. They will review information in your application to find any inconsistencies or missing elements, with an understanding that this document will follow you throughout the process – so it is critical that it be put together with an understanding of disability law. If necessary, your attorney can also help you find a healthcare professional who can examine you and provide additional support for your claim.
If your initial claim has already been denied, then a Philly disability attorney can help you appeal a denial or a disability rating. Throughout the process, they will help you understand your rights, the process, and what you need to do to achieve the best possible outcome.
What Our Clients Think
“The class organization really cares about their clients and fights with all they have. Thank you.”
-Thomas R.
“Best disability law firm to work with if needed. So happy that I chose their law firm to help with my disability case.”
-Allison H.
“Excellent experience. Prompt and courteous replies. Mr. Frankel was persistent, patient, and most importantly effective.”
-Mary Ann C.
“After the first interview, the process seemed to move right along. All the paperwork was filed fast and emails were sent on detailed updates.”
-Ernie I.
Workers Compensation Claims
In Pennsylvania, workplace injuries and illnesses are covered by a no-fault system of insurance governed by the Workers’ Compensation Act. If you are injured or become ill due to your work, then you may be eligible for workers’ compensation benefits, including medical treatment, lost wages, and disability.
Although workers don’t have to prove that their employers did something wrong in order to recover workers’ comp benefits, these cases are often complex. In some cases, employers and/or insurance companies may challenge the extent of your injury or whether your injury was truly work-related. They may also argue that a recommended medical treatment isn’t necessary, or push for you to return to work before you are ready.
The insurance companies have teams of lawyers and adjusters on their side who work to minimize or deny workers’ compensation claims whenever possible. Our firm can advocate on your behalf so that you get the benefits that you are entitled to under the law.
Employment Law / Employment Discrimination
Pennsylvania is an “at-will” state. This means that unless you have an employment contract or are in a union, in Pennsylvania, you can be fired for any reason — with one big exception. The reason cannot be illegal.
Under federal and state law, an employer cannot fire you or discriminate against you on the basis of a protected status, such as your age, religion, disability status, gender, national origin, or race. Bross & Frankel represents clients who have been subject to harassment, unfair disciplinary actions, discrimination, and other employment-related claims. We also assist individuals with unemployment compensation claims and a range of other employment matters.
Why Bross & Frankel?
Our team has 90 years of combined legal experience, including decades of practice devoted exclusively to disability benefits and employment law. In fact, one of our founding partners previously worked as a benefits authorizer for the Social Security Administration. Our deep knowledge in the areas of disability benefits, workers’ compensation and employment law gives us a significant advantage, allowing us to anticipate issues and develop a strategy for handling your case.
We are skilled at all aspects of the disability process, from filing the initial application for benefits to making arguments before an administrative law judge at disability hearings to filing a lawsuit in state or federal court to protect your rights. Our team regularly consults with experts to help bolster our clients’ claims and improve their chances of success.
Our law firm prides itself on providing personalized service to each of our clients. When you hire us, you will never be just a case number. We will communicate openly and honestly with you throughout the process.
Our attorneys represent each client with compassion and skill. We understand that the disability benefits claim process is an incredibly difficult time for most disabled individuals. We will respond promptly to calls and emails and keep you updated about your case progress.
We handle most cases on a contingency fee basis. This means that you pay nothing upfront to hire our law firm. Instead, you only pay an attorney’s fee if we are able to recover compensation for you. For Social Security disability and veterans’ disability benefits, attorneys’ fees are capped by the government.
In a free initial consultation, we will analyze your claim and help you decide on the appropriate course of action. We strongly believe in personal, professional service — which includes working hands-on with our clients. We understand that no one knows how your disability affects you better than you do – which is why we always listen carefully and work collaboratively with our clients to put together the strongest possible case.
We know that disabled people have a lot of options when it comes to hiring a Social Security disability attorney. That is why we always go the extra mile to ensure that our clients get the best possible outcome. In Philadelphia and the surrounding areas, we work hard to make sure that you get the best possible results.
Have Questions? We Are Here to Help.
The world of disability benefits, employment law, and workers’ compensation can be overwhelming — particularly if you are already struggling with a medical or mental health condition. It can be even harder if you’re in financial distress and don’t know how you will pay your bills.
Fortunately, you don’t have to handle the application or claims process on your own. We will work with you, advocating for your right to benefits. If your claim is denied, we will stand by your side throughout the appeals process.
For over 20 years, Bross & Frankel has helped individuals with disabilities get the compensation that they deserve. If you need assistance or are interested in a free claim review, contact us today or call us at 215-545-5990 to schedule an appointment with a Philadelphia, PA disability benefits attorney.