Most of us don’t think that we will become disabled. Yet 13% of the American population has a disability – and injury or illness could strike any of us at any time. Having long-term disability insurance is one way that you can protect your financial stability if you are unable to work due to a […]
Continue ReadingSearch Results for: LTD
ERISA Disability Lawyer
When you start a new job, you probably spend a chunk of time in the first few days going over your benefits. If you have the option to participate in a disability insurance plan as part of this process, then your policy may be covered by a federal law known as ERISA. This law is […]
Continue ReadingLooking Back at 2023 – Sharing Our Favorite Client Successes
As the year winds down and we all look ahead at welcoming 2024, we would be remiss if we didn’t take the opportunity to highlight some of the more notable client successes from this past year, as shared by the team at Bross & Frankel: Social Security Client Successes “We successfully helped a former NFL […]
Continue ReadingStandard Disability Claim Denied
Disability insurance is an important part of a solid financial plan. With disability insurance, if you cannot work due to a medical or mental health condition, you can receive a percentage of your income. This type of coverage can ensure that you maintain financial stability in the event that an accident or illness leaves you […]
Continue ReadingAnthem Disability Claim Denied
Most of us don’t expect to ever become disabled. Yet the chances are good that at some point in your life, you may experience a temporary or longer disability. In fact, one study shows that 1 in 4 Americans will become disabled in their lifetimes. Long-term (LTD) or short-term disability (STD) insurance from an insurance […]
Continue ReadingAIG Disability Claim Denied
For many people, there may come a point in time when you are unable to work due to a mental health or medical condition. This may be a temporary disability, or it may last for months or years. If you have disability insurance, you may be able to apply for benefits so that you maintain […]
Continue ReadingLincoln Financial Disability Claim Denied
26% of all Americans have some type of disability. In some cases, these disabilities are severe enough that a person is unable to work. Short and long-term disability insurance and Social Security disability benefits can provide financial stability in the event you cannot work because of an injury or illness. Being approved for long-term disability […]
Continue ReadingMassMutual Disability Claim Denied
Most of us don’t plan to get injured or develop a chronic illness. Unfortunately, disability can and does happen to anyone. According to one study, 1 in 4 of today’s 20-year-olds can expect to be out of work for at least a year due to a disabling condition. If you have a long-term disability (LTD) […]
Continue ReadingNorthwestern Mutual Claim Denied
Northwestern Mutual is a massive insurance company that offers a variety of insurance policies, including life insurance, long-term disability, and short-term disability insurance. As a mutual company, it is owned by policyholders rather than shareholders. That doesn’t mean it isn’t profit-driven, however; in 2021 alone, its revenue was $34 billion. If you have a disability […]
Continue ReadingCan You Collect Social Security and Long-Term Disability?
If you are unable to work due to an impairment, you may have several options for receiving monthly disability benefits. Disability programs offered by the federal government and private insurers offer an important safety net for anyone who suffers a medical condition or mental health impairment that affects their ability to work. There are specific […]
Continue ReadingCan You Receive Disability After a Stroke?
Can You Receive Disability After a Stroke? Yes, there is disability benefits available for people who have suffered strokes. Strokes occur when a blood vessel in the brain either ruptures or is blocked by a clot. Both events can cause serious damage, which is why strokes are also known as ‘brain attacks.’ Depending on the […]
Continue ReadingCan You Get Disability for Long COVID?
Can You Get Disability for Long COVID? Yes, there is disability benefits available for people with long COVID. Since the pandemic began, millions of people across the U.S. have contracted COVID. The effects of the virus have varied: while some individuals are asymptomatic, others- especially seniors and the immunocompromised- have been completely incapacitated. The majority […]
Continue ReadingHow Much Does Long-Term Disability Pay?
The purpose of long-term disability insurance is to provide financial assistance to plan members who can’t work due to a medical condition. If you are covered by an employer-sponsored plan, the monthly long-term disability (LTD) benefits payable are based on a percentage of your pre-disability wages or salary and may be paid until you reach […]
Continue ReadingGoing From Short Term Disability to Long Term Disability
Disability insurance is meant to protect employees who suffer an unexpected illness or accidental injury. These policies pay benefits when a physical or mental impairment prevents them from working for an extended period, with benefits being available on a short- or long-term basis. Short-term disability insurance (STD) typically covers conditions such as recovery from pregnancy, […]
Continue ReadingCan You get Disability For Stenosis?
Can you receive disability for stenosis? Yes, there are options to receive disability benefits for stenosis. Spinal stenosis is a spinal disorder that affects thousands of people across the U.S. The condition usually develops in those over the age of 50, and the symptoms vary from person to person. Some people experience intermittent pain or […]
Continue Reading