Navigating the Social Security Disability Insurance (SSDI) system can be overwhelming, particularly when facing a denial or dealing with the appeals process. One of the most pressing concerns for many beneficiaries is whether they can continue receiving benefits while their SSDI appeal is pending. The answer depends on several factors, including the type of decision […]
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Understanding Your Tinnitus VA Disability Rating
Tinnitus, which is often described as a persistent ringing, buzzing, or hissing sound in your ears that no one else can hear, is known to affect millions of veterans. If you’ve served in the military and developed tinnitus, you may be entitled to VA disability benefits. Understanding how tinnitus qualifies for benefits and how the […]
Continue ReadingHow To Build a Solid VA Appeal: Evidence That Matters
Receiving a denial or unfavorable decision on your VA benefits claim can be discouraging, but it’s important to remember that the VA appeal process exists precisely to address these situations. Many veterans successfully overturn initial decisions by submitting well-constructed appeals with compelling evidence. Understanding how to build a strong VA appeal and what types of […]
Continue ReadingWhy Doesn’t My Combined VA Disability Rating Add Up? Understanding VA Disability Math
If you’re a veteran navigating the Veterans Administration (VA) disability system, you may have encountered a confusing phenomenon: when you add up your individual disability ratings, the total doesn’t match your combined VA disability rating. For example, you might have a 30% rating for one condition, 20% for another, and 10% for a third, expecting […]
Continue ReadingLong-Term Disability Claims: How Medical Evidence Helps You Win Your Case
When you’re unable to work due to a serious illness or injury, long-term disability (LTD) benefits can provide much-needed financial support during an incredibly challenging period. However, securing LTD benefits isn’t always straightforward or simple. Insurance companies are notorious for scrutinizing LTD claims, and the difference between approval and denial may come down to a […]
Continue ReadingWhy So Many Long-Term Disability Claims Get Denied and What You Can Do
Long-term disability insurance exists to protect workers when illness or injury prevents them from earning a living. Yet despite paying premiums for years, many claimants face the frustrating reality of a denial of their long-term disability claim. Understanding why insurers reject long-term disability claims and how to strengthen your application can make the difference between […]
Continue ReadingAre There Any Medical Conditions That Automatically Qualify For Long-Term Disability Benefits?
Navigating the long-term disability benefits application process can be intimidating, especially when dealing with a serious medical condition. A common question asked by individuals is whether there are any medical conditions that “automatically” qualify for long-term disability benefits. The answer is that “automatic” approval is not a concept used in practice when insurance companies assess […]
Continue ReadingCan You Work Part-Time and Still Get Long-Term Disability Benefits?
Navigating the intersection of part-time work and long-term disability (LTD) benefits can be complex and challenging. In fact, the ambiguities around this issue often leave many individuals uncertain about their rights and options. It is important to note that earning income while maintaining disability benefits can vary widely depending on the following factors: Understanding these […]
Continue ReadingWas Your Long Term Disability Claim Denied? Here’s What To Do Next.
Receiving a denial letter from an insurer for your long term disability claim can feel devastating, especially when you’re already dealing with a serious health condition that prevents you from working. However, a denial does not mean the end of the road. Insurance companies often deny many legitimate claims initially, but may ultimately pay out […]
Continue ReadingDo You Need Ongoing Medical Treatment to Qualify for Disability?
A common question asked by clients is whether they need ongoing medical treatment to qualify for Social Security Disability Insurance (SSDI) benefits. Here is the answer – the Social Security Administration (SSA) generally considers an applicant “disabled” to approve an SSDI benefits claim when two prerequisites are met: Medical Evidence Requirement vs. Ongoing Medical Treatment […]
Continue ReadingTrial Work Period Explained: How Much Can I Work Without Losing My Social Security Disability Benefits?
Receiving Social Security Disability Insurance (SSDI) benefits doesn’t necessarily mean you can never work again. The Social Security Administration (SSA) recognizes that many people with disabilities may want to try and return to the workforce, or gradually return to a level of gainful employment. To support this transition, the SSA established work incentive programs and […]
Continue ReadingPoolside Accidents: What Happens When Summer Swimming Turns Dangerous
Swimming pools, whether a public pool or a pool at a neighbor’s house, are popular spots during the hot summer season. However, there are inherent risks being around a pool, including preventable poolside accidents that could result in serious, life-altering injuries. If you or a family member suffered a serious injury in a poolside accident, […]
Continue ReadingHeat, Crowds & Hazards: What Do You Do if You Are Injured During a Summer Event or Festival?
For most people, the summer season is a time to enjoy warm weather, vibrant sunshine, barbecues, pool parties, and spending quality time with loved ones. However, there are instances where summer festivities can take an unfortunate turn and result in people suffering serious bodily injuries due to a preventable accident. Whether it is a slip […]
Continue ReadingExplosive Accidents: Who’s Liable for Fireworks Injuries?
Fireworks injuries have become more common as consumer fireworks purchases are allowed in many states. Each year, millions of Americans purchase fireworks to celebrate holidays and special occasions. For example, more than $2 billion was spent on consumer fireworks in 2021. When handled improperly – or if purchased fireworks turn out to be defective – […]
Continue ReadingPart-Time Work and Social Security Disability Benefits: What You Need to Know
A common question asked by clients is whether part-time work will affect their ability to continue receiving Social Security Disability Insurance (SSDI) benefits. The answer to this question is generally yes, you are allowed to engage in part-time work while receiving SSDI benefits. However, an important caveat is that as your monthly income cannot exceed […]
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