Long-term disability (LTD) insurance offers protection against uncertainty. If you become disabled due to an illness or injury, this type of policy will provide monthly payments to help you cover your expenses while you are unable to work. LTD policies are offered by a number of insurers, including the Prudential Insurance Company of America (Prudential). […]
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Long-Term Disability for Hepatitis C
Almost 2.4 million Americans — or approximately 1% of the adult population — live with hepatitis C. This disease often produces no symptoms during the initial infection, which may lead to irreversible liver damage. The treatment for hepatitis C can often be disabling. Individuals who suffer from long-term or chronic hepatitis C may be unable […]
Continue ReadingCigna Disability Claim Denials
Long-term disability (LTD) insurance can be incredibly important — perhaps even more critical than life insurance. LTD benefits offer monthly payments in the event that you are unable to work due to a disability. These payments can provide a financial lifeline in a time of difficulty. Too often, however, insurance companies that offer these policies […]
Continue ReadingWill I Be Followed By a Workers’ Comp Investigator?
Once you have filed a claim for workers’ compensation in New Jersey, there is a possibility that the insurance company handling the claim on behalf of your employer will hire a private investigator. As the insurance company gathers evidence through official channels, such as requesting reports from your doctor, the investigator may perform surveillance on […]
Continue ReadingHow Does the VA Rate PTSD?
In recent years, the impact of trauma on our lives has become a hot topic. More than ever before, experts and laypeople alike have recognized how conditions such as post-traumatic stress disorder (PTSD) can affect a person. This is particularly true for anyone who has served in the military. PTSD is incredibly common in veterans. […]
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