Most of us don’t expect to ever become disabled. Yet the chances are good that at some point in your life, you may experience a temporary or longer disability. In fact, one study shows that 1 in 4 Americans will become disabled in their lifetimes. Long-term (LTD) or short-term disability (STD) insurance from an insurance […]
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AIG Disability Claim Denied
For many people, there may come a point in time when you are unable to work due to a mental health or medical condition. This may be a temporary disability, or it may last for months or years. If you have disability insurance, you may be able to apply for benefits so that you maintain […]
Continue ReadingPersonal Injury Settlements and Disability Benefits
If you are involved in an accident that was caused by another person, you may be able to file a lawsuit against them to recover financial compensation for your losses. In most cases, personal injury claims are resolved outside of court, such as through a settlement. If you are currently getting disability benefits, this may […]
Continue ReadingSocial Security Proposes Rule Change. Admits Law Firms exist!
In a recent regulatory proposal, Social Security finally (forced by the courts) admits what many of us knew to be true in our hearts: Law firms are real, and Social Security law firms often use more than one person to help represent someone filing for benefits. I know I know. This doesn’t sound like something […]
Continue ReadingGovernment Report States the obvious: VA denies minority veterans’ claims at higher rate
In a surprise to exactly no minority vets fighting for benefits, a recent GAO report found that black veterans had the lowest approval rates among all racial and ethnic groups for their VA compensation claims. Even with that cynicism out of the way, the numbers were pretty surprising. The analysis, which spanned 10 years, showed […]
Continue ReadingSSI Asset & Income Limits
If you are unable to work due to a disability, you may be eligible for benefits from the Social Security Administration (SSA). This may include Social Security Disability Insurance (SSDI) and/or Supplemental Security Income (SSI). Both programs require proof that you meet the SSA’s definition of disability, but each has different additional requirements. Generally, to […]
Continue ReadingSSI Lump Payments and Backpay
The federal government, through the Social Security Administration (SSA), administers two disability programs: Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI). Depending on your situation, you may qualify for one or both programs. Getting approved for SSDI and/or SSI benefits can be a lengthy process, particularly if you have to appeal a denial […]
Continue ReadingEmpower yourself with what to Expect from a Law Firm Disability Consultation
When you call a law firm for a disability consultation, be prepared to chat about your health, work history, and conditions. Be prepared to ask them a few important questions too!
Continue ReadingShould I thank a Veteran on Memorial Day?
Memorial Day and Veterans’ Day are both important holidays. But, Should I thank a Veteran on Memorial Day? The answer may not be what you think!
Continue ReadingSSD and SSDI Asset & Income Limits in 2023
If you are unable to work due to a medical or mental health condition, then you may be entitled to monthly benefits from the Social Security Administration (SSA). The SSA offers two primary types of disability: Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI). Depending on your circumstances, you may qualify for one […]
Continue ReadingHow Long Do Veterans Disability Benefits Last?
The people who serve in our Armed Forces are some of the bravest members of our society. Yet too often, their military service either causes a disability or makes an existing disability worse. In this situation, the injured service member may seek disability benefits through the Department of Veterans Affairs (VA). To qualify for VA […]
Continue ReadingLincoln Financial Disability Claim Denied
28.7% of all adult Americans have some type of disability. In some cases, these disabilities are severe enough that a person is unable to work. Short and long-term disability insurance and Social Security disability benefits can provide financial stability in the event you cannot work because of an injury or illness. Being approved for long-term […]
Continue ReadingMassMutual Disability Claim Denied
Most of us don’t plan to get injured or develop a chronic illness. Unfortunately, disability can and does happen to anyone. According to one study, 1 in 4 of today’s 20-year-olds can expect to be out of work for at least a year due to a disabling condition. If you have a long-term disability (LTD) […]
Continue ReadingNorthwestern Mutual Claim Denied
Northwestern Mutual is a massive insurance company that offers a variety of insurance policies, including life insurance, long-term disability, and short-term disability insurance. As a mutual company, it is owned by policyholders rather than shareholders. That doesn’t mean it isn’t profit-driven, however; in 2024 alone, its revenue was $38 billion. If you have a disability […]
Continue ReadingSocial Security Disability Reviews After Age 50, 55, and 60
The process of applying for Social Security disability benefits through the Social Security Administration (SSA) can be a long, complicated process. Even people with severe impairments may struggle to qualify for benefits, given the requirements set forth by the SSA. Under the regulations, an applicant must not only prove that they are disabled or have […]
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