Northwestern Mutual is a massive insurance company that offers a variety of insurance policies, including life insurance, long-term disability, and short-term disability insurance. As a mutual company, it is owned by policyholders rather than shareholders. That doesn’t mean it isn’t profit-driven, however; in 2024 alone, its revenue was $38 billion. If you have a disability […]
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Disability Without Work History
If you are unable to work due to a disability, then you may be eligible for disability benefits from the Social Security Administration (SSA). Depending on your situation, you may qualify for Social Security Disability Insurance (SSDI) and/or Supplemental Security Income (SSI). Generally, to be approved for SSDI, you will need to demonstrate that you […]
Continue ReadingWhat is Substantial Gainful Activity?
When you apply for Social Security Administration (SSA) disability benefits, your eligibility depends on whether you meet the following criteria: You have a physical or mental impairment that is expected to last at least 12 months. Your medical condition prevents you from carrying out ‘substantial gainful activity’ (SGA) during that time. As disability lawyers, we […]
Continue ReadingHow Much Does Long-Term Disability Pay?
The purpose of long-term disability insurance is to provide financial assistance to plan members who can’t work due to a medical condition. If you are covered by an employer-sponsored plan, the monthly long-term disability (LTD) benefits payable are based on a percentage of your pre-disability wages or salary and may be paid until you reach […]
Continue ReadingGoing From Short Term Disability to Long Term Disability
Disability insurance is meant to protect employees who suffer an unexpected illness or accidental injury. These policies pay benefits when a physical or mental impairment prevents them from working for an extended period, with benefits being available on a short- or long-term basis. Short-term disability insurance (STD) typically covers conditions such as recovery from pregnancy, […]
Continue ReadingDisability Reconsideration Denied – Next Steps
If you are unable to work due to a disability, then you may be eligible for Social Security disability benefits. The Social Security Administration (SSA) offers two kinds of disability benefits: Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI). Depending on your situation, you may qualify for one or both types of benefits. […]
Continue ReadingIs Cancer Considered a Disability?
Americans who can’t work because of a medical condition may be eligible for disability benefits from the Social Security Administration (SSA). To qualify for these benefits, however, you must meet the standards set forth for Social Security Disability Insurance (SSDI) and/or Supplemental Security Income (SSI). This includes proving that your medical or mental health condition […]
Continue ReadingHow Long Does It Take to Get Disability?
If you are unable to work due to a disability, you may be eligible for disability benefits through the Social Security Administration (SSA). Depending on your situation, you may be entitled to Social Security Disability Insurance (SSDI) and/or Supplemental Security Income (SSI). These disability benefits can be an important source of financial stability. In most […]
Continue ReadingVA Disability Rating Chart
The men and women of the armed forces give up a lot to serve our country. Too often, their sacrifice often leads to disabilities related to their military service. In this situation, disabled veterans may be entitled to compensation from the Department of Veterans Affairs (VA). The VA calculates the amount of disability benefits that […]
Continue ReadingSteps to Obtaining a Medical Nexus Letter for Veterans Affairs
If you seek veterans’ benefits or had your initial claim denied, you may need to support your claim for disability compensation with a medical nexus letter to prove a connection between your condition and your military service. During the appeals process, the Department of Veterans Affairs can require additional proof that the medical issues or […]
Continue ReadingTotal Disability Based on Individual Unemployability (TDIU)
In the United States, the brave men and women who serve our country often deal with disabilities related to their service. The Department of Veterans Affairs (VA) offers disability benefits in the form of monthly tax-free compensation for veterans who have been diagnosed with a physical or mental health condition that is linked to their […]
Continue ReadingAnnouncing the 2021 Bross & Frankel Disability Scholarship Award Winner
2021’s Disability Scholarship Award Winner Achieved Academic Excellence While Living With Stage 3 Chronic Kidney Disease. CHERRY HILL, New Jersey, September 15, 2021 — Bross & Frankel, a New Jersey-based disability benefits law firm, has selected the winner of its 2021 Disability Scholarship Award. This $1,000 scholarship is intended to support the academic goals of […]
Continue ReadingCan You Apply for Disability While Still Working?
Yes, you can apply for disability benefits while working. Depending on your situation, you may qualify for Social Security Disability Insurance (SSDI) and/or Supplemental Security Income (SSI) from the Social Security Administration (SSA). SSDI and SSI Application Approval Process The process to get approved for SSDI and/or SSI can be lengthy, which can create […]
Continue ReadingWhat’s the Difference Between Short and Long Term Disability Insurance Coverage?
In the years since the COVID-19 pandemic, Americans have become more aware of our own mortality than perhaps at any other point in recent history. While many of us are now more familiar with how quickly we could face serious – or even life-threatening – health problems, we may not realize how common disability actually […]
Continue ReadingHow To Find The Best SSDI Lawyer For You
If you are unable to work due to a physical or mental health condition, you may qualify for disability benefits offered by the Social Security Administration (SSA). There are two specific types of SSA benefits that may be available to disabled Americans: Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI). The process of […]
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