Once you have filed a claim for workers’ compensation in New Jersey, there is a possibility that the insurance company handling the claim on behalf of your employer will hire a private investigator. As the insurance company gathers evidence through official channels, such as requesting reports from your doctor, the investigator may perform surveillance on […]
Continue ReadingArchives for November 2019
How Does the VA Rate PTSD?
In recent years, the impact of trauma on our lives has become a hot topic. More than ever before, experts and laypeople alike have recognized how conditions such as post-traumatic stress disorder (PTSD) can affect a person. This is particularly true for anyone who has served in the military. PTSD is incredibly common in veterans. […]
Continue ReadingLiberty Mutual Long-Term Disability Insurance Claims
The American Association for Justice (formerly the Association of Trial Lawyer of America) has named Liberty Mutual as the tenth worst insurance company in the United States. The report alleged that Liberty Mutual has adopted a policy of denying, delaying and defending claims rather than simply paying policyholders what they are owed. In addition, Liberty […]
Continue Reading24 Month Termination of Long-Term Disability Benefits
A long-term disability (LTD) insurance policy can be a crucial way to protect yourself financially in the event that you are unable to work due to a disability. These types of policies provide a monthly benefit — typically between 50 to 60% of your salary — while you cannot work because of a physical or […]
Continue ReadingDisability Benefits for the Self-Employed
There are many benefits to being self-employed, such as the ability to set your own schedule, being your own boss, and the potential to reap financial rewards for your hard work and innovation. However, working for yourself can also be risky. In many cases, the entire business model rests on your shoulders — which may […]
Continue ReadingLincoln Financial Long-Term Disability Claims
Long-term disability (LTD) insurance is a particular type of policy, offering benefits in the event that you are unable to work for an extended period of time due to a disability. It can offer a financial safety net during a stressful period of time. Yet when a major insurance company, such as Lincoln Financial, unfairly […]
Continue ReadingCan You Get Short-Term or Temporary Disability Benefits?
A short-term disability does not qualify as a disability for either SSDI or SSI benefits. But you do have other options. The Social Security Administration (SSA) has two disability programs that offer benefits to individuals with disabilities: SSDI pays benefits to individuals with disabilities and certain members of their families if they have worked long […]
Continue ReadingWhat Role Does a Vocational Expert Play in Disability Benefits?
If you are in the process of applying for disability benefits, you may be a bit confused by the entire system. Like most federal government agencies, the Social Security Administration (SSA) has an overwhelming number of rules, regulations — and acronyms. Understanding more about the system can help you as you go from initial application […]
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