Job-related injuries can leave you with expensive medical bills and unable to return to work. You may be eligible to receive workers’ compensation benefits for any permanent damage related to your injury. Bross & Frankel has helped many clients obtain compensation for lost income, medical expenses, and related complications associated with workplace injuries or illnesses, and we can help you too.
Our dedicated workers’ compensation attorneys will provide you with prompt, personal attention and aggressively advocate on your behalf to get you the settlement or award you need to get back on your feet.
Who is eligible for Workers’ Compensation Benefits?
In the state of New Jersey, most employees are entitled to benefits under the Workers’ Compensation Law, including part-time employees, employees of small businesses, and employees of the State, such as police officers and teachers. Our experienced lawyers have represented employees in a wide variety of industries, including construction, manufacturing, health care, trucking, education, retail, and more.
Types of Work Injuries
When many people think about a work-related injury, they think about the obvious, traumatic events like falls, construction injuries, heavy equipment breaking down or malfunctioning, motor vehicle accidents, falling objects, and similar sudden events. However, disabilities like carpal tunnel syndrome, neck and back injuries that get worse over time, and other health problems that deteriorate over time from repetitive use, can also qualify for compensation. Frequently, the combined effects of these injuries due to a repetitive work activity can add up to a complete inability to work on a full-time basis. Additionally, psychological illness, or mental health problems brought on by a stressful or hostile work environment may be eligible for compensation. These types of injuries are complex, and the factors that must be met (proving that stressful work conditions, unique to your workplace were the cause of the disability), can be challenging. If you think you may have suffered from occupational stress, or a repetitive use injury, contact our firm for a free evaluation.
Types of Benefits
When many people think about a work-related injury, they picture a traumatic accident like a fall, motor vehicle collision, or an equipment malfunction. But many workplace injuries and illnesses that qualify for workers’ compensation benefits are not sudden events. We’ve helped employees receive compensation for a wide variety of injury claims, including:
- Carpal tunnel syndrome
- Herniated or bulging discs
- Burn injuries
- Chemical exposure
- Neck and back injuries
- Head trauma/brain injuries
- Vision/hearing loss
- Broken bones
- Amputation injuries
- Repetitive use injuries
- Nerve, muscle, or tissue damage
- Mental health problems
If you think you may have suffered from any of these work-related issues, including occupational stress or repetitive use injury, our attorneys can help.
Lost Wages / Temporary Total Disability
If you have been unable to work for more than seven days as a result of your work-related injury, you may also be entitled to “temporary total disability” benefits, which are designed to compensate you for any wages you have lost while you recover from your injury. These benefits would continue until you are released to work by the doctor or when the doctor finds you have reached “maximum medical improvement,” meaning additional treatment will not cure or further improve your injury or disease. If your injury is permanent, you may be eligible for an additional award on that basis.
NJ Workers’ Compensation Benefits
Your employer may not readily volunteer what benefits you are eligible for, so it is important to get your case evaluated by a skilled workers’ compensation lawyer to make sure you are receiving everything you are entitled to. New Jersey workers’ compensation benefits include:
You may be entitled to coverage for any medical treatment related to your injury that is reasonable, proper, and necessary. This includes doctor’s appointments, surgery, physical therapy, and evaluations for your work-related injury.
Lost Wages/Temporary Total Disability
Temporary total disability benefits are designed to compensate you for any wages you have lost while you recover from your injury. If you have been unable to work for more than seven days as a result of your workplace injury, you may be entitled to temporary total disability benefits.
Permanent Partial Disability
You may be eligible to receive permanent partial disability compensation if your injury is permanent but you are able to return to work. These benefits would begin when the doctor finds you have reached “maximum medical improvement.” A doctor will then provide an evaluation of your impairment and provide a “permanent disability rating.” Disability compensation is based on a percentage of either a “scheduled” or a “non-scheduled” loss.
A scheduled loss means that the injury affects your eyes, ears, arms, hands, legs, or feet. In these cases, a schedule maintained by the State of New Jersey is consulted to determine the appropriate amount of compensation.
A Non-scheduled loss is an injury impacting any other area of the body, such as low back or neck injuries, or internal organs.
Permanent Total Disability
If a work-related injury or illness renders you permanently disabled and unable to return to any kind of gainful employment, you may be eligible for permanent disability benefits. These compensation rates are limited by a maximum and minimum amount maintained by the State.
If you become totally disabled based on a combination of your workplace injury and conditions that are not work-related, you may still qualify for benefits. In cases like this, the employer would be responsible only for the work-related portion of the award, and the State’s Second Injury Fund would pay the portion not related to the individual’s work injury.
In New Jersey workers’ compensation claims, an insurance carrier can make an advance monetary offer, called a “voluntary tender,” against any final award of permanent disability benefits. However, if you receive a voluntary tender, it is still important to consult with an experienced workers’ compensation attorney to determine whether you are receiving the full benefits you deserve.