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Bross & Frankel, P.A.

Disability Benefits Lawyers

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Call us today for a no obligation claim review 856-795-8880

Curious about Long-Term Disability? We Can Help.

long-term disability

When you start working for the first time, you are confronted with a lot of choices about your financial future. This often includes deciding whether and how much to contribute to a retirement plan, and what your savings strategy will be. You may also be offered an opportunity to participate in a group insurance plan for long and short-term disability.

Disability insurance may seem unnecessary, particularly when you’re young, healthy, and believe yourself to be invincible. Unfortunately, most of us will be diagnosed with one or more mental and/or physical health conditions at some point in our lives. According to the CDC, 28.7% of American adults currently live with a disability. If you cannot work due to a disability, a long-term disability policy will protect your income.

This type of policy protects your financial stability by providing monthly benefits if you are unable to work due to a covered disability. Most policies provide as much as 50 to 60% of your salary for anywhere from 24 months, to retirement age, or until your disability is resolved. Whether you buy a policy individually or through your employer, LTD insurance is a critical component of any financial plan.

At Bross & Frankel, we understand how confusing LTD insurance policies, applications, and appeals can be. We have helped thousands of people throughout New Jersey and Pennsylvania in their quest to get disability benefits. Our team has decades of combined experience — which we put to work for our clients each and every day.

If you are thinking about buying LTD insurance or are considering filing a claim, you may be overwhelmed by all of the technical terms and lingo. Our new e-book covers all of the things that you need to know about LTD insurance so that you can make a decision that is right for you. The book answers questions such as:

  • What exactly is long-term disability insurance?
  • What is a covered disability?
  • How do insurance policies define disability?
  • What laws will apply to my LTD policy?
  • How can I get LTD insurance?
  • How can I file for LTD benefits?
  • What should I be aware of when filing for LTD benefits?
  • Can I appeal a denial or termination of benefits?
  • Can I sue my insurance company?

Our e-book is free to download and is jam-packed with clear, easy-to-understand information. If you have additional questions, we are happy to help. Our law firm offers free claim reviews for all prospective clients.

Based in Cherry Hill, Bross & Frankel has offices throughout New Jersey, Pennsylvania, and Delaware to meet our clients’ needs. We are fierce advocates for people with disabilities, whether they are applying for Social Security disability benefits, veterans’ benefits, LTD benefits, or even workers’ compensation.

To learn more about how a New Jersey LTD benefits lawyer can help you, reach out today at 856-795-8880 or email us at any time.

Long-Term Disability E-Book:

A Complete Guide to Long-Term DisabilityDownload

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Practice Areas

  • Social Security Disability / SSI Claims
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  • Long Term Disability Claims / ERISA Benefits
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Client Reviews

I thought I could apply for social security on my own and breeze through the process. After being denied my neighbor told me about Bross & Frenkel, so I gave them a call. Mr. Bross called me directly and took on my case.

- Pun!Kin

Rich Frankel is a great person and made me feel taken care of through all my disability issues with the VA and my employer. He is very knowledgeable of the VA disability and employment law and I thank him for all of his help.

- Bernice Williams

Very helpful for our family and helped in a timely manner.

- Bernadette Barricella Forbes

After the first interview, the process seemed to move right along. All the paperwork was filed fast and emails were sent on detailed updates. SSI is a very slow and agonizing journey, but it’s good to have representation that knows what to …

- Ernest I

Bross & Frankel, wow you guys are amazing! This has been a long tedious process and I thank you all so much for successfully representing me, I would definitely recommend you’re office to anyone!! Thank you again!

- Sandra R
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Bross & Frankel, P.A.
725 Kenilworth Ave.
Cherry Hill, NJ 08002

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